Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they’re first eligible, typically at age 65. It’s important to sign up promptly to avoid gaps in coverage or late enrollment penalties. However, if you’re already covered through an employer group health plan, it might make sense to sign up for Medicare later or delay Part B. If you are age 65 or older and receive Social Security benefits, you will be automatically enrolled in Part A. Part A coverage begins up to 6 months before the month you apply if you are over 65. Contributing to a Health Savings Account (HSA) after your Medicare coverage begins may result in additional taxes.
Our Medicare plans offer 24/7 access to doctors so you can receive medical consultations whenever needed. Whether it's a late-night concern or a weekend question, you can talk to a healthcare professional from the comfort of your home. No more waiting for office hours or booking appointments weeks in advance—our expert doctors are always just a phone call or video chat away.
Many seniors prefer the comfort and familiarity of their own home when it comes to healthcare. With our In-Home Care Visits, you can receive personalized care right where you feel most comfortable. From routine check-ups to managing chronic conditions, our skilled healthcare professionals are here to assist with your medical needs, ensuring you receive the attention and care you deserve.
Physical health is a critical part of overall well-being, especially for seniors. Our Free Gym Membership allows you to stay active, improve mobility and maintain your independence. Whether you prefer strength training, cardio exercises, or gentle yoga, our partner gyms offer a variety of programs tailored to your fitness level. Staying fit has never been easier!
No need to leave the house to fill your prescriptions. With our Mail Order Pharmacy, you can have your medications delivered directly to your doorstep, ensuring you never miss a dose. It’s a convenient, reliable way to keep up with your prescriptions without having to make a trip to the pharmacy. Plus, you can set up automatic refills to make life even easier.
As you age, maintaining your dental, vision, and hearing health becomes increasingly important. Our Dental, Vision & Hearing coverage ensures that you receive essential services like routine exams, corrective lenses, and hearing aids. We make sure you have access to the best care so you can continue enjoying life to the fullest, without worrying about your ability to see, hear, or smile.
Our Online Access feature gives you the tools you need to manage your health plans anytime, anywhere. Check your coverage, view your benefits, schedule appointments, and track your health history—all from a secure, easy-to-use online platform. Empower yourself to take control of your healthcare with just a few clicks.
“My mom was confused which plan to sign up when she turned 65. She called Zain and was navigated to something that best suites her needs with doctors and medications. We are so happy we found Zain and she made our Medicare journey easy.
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“Trying to understand the difference between the Medicare plans was not easy for myself nor my husband. We had a friend that referred us to Zain. So we called her and scheduled an appointment. She was very attentive and patient with us. I couldn’t imagine an easier process without her. We are thankful she helped us and forever grateful for all shes done.
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“I found Zain through a family member that raved about her so I scheduled an appointment with her to help me with a prescription drug plan. She took her time to go through every medication and make sure the costs would be at the lowest out of pocket. Not only did I save on my monthly medications but she was also able to set up a mail order for me. I was able to knock out 2 birds in 1 stone. More money for my pocket and medications delivered to my house.
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The most used Medicare Supplement plan varies by state, but Plan F is often considered the most comprehensive and popular option for covering out-of-pocket costs not covered by Original Medicare.
A Medicare Supplement plan (also called Medigap) helps cover out-of-pocket expenses such as co-pays, co-insurance, and deductibles that aren’t covered by Original Medicare (Part A and Part B).
Medicare Supplement plans are often worth it for individuals who want to reduce their out-of-pocket costs and ensure they have comprehensive coverage, especially if they expect significant healthcare expenses. These plans are great for seniors who need extra help with Medicare health plan costs.
Not everyone pays the same amount for Medicare. The standard premium for Part B in 2022 is $170.10 per month, but higher-income individuals may pay more. Your Medicare plan could vary depending on whether you qualify for Medicare for senior citizens or other special coverage options.
The three main requirements for Medicare for seniors are: being age 65 or older, being a U.S. citizen or permanent legal resident for at least five years, and meeting certain work history or disability qualifications.
Medicare Part A (hospital insurance) is free for most seniors if they or their spouse paid Medicare taxes for at least 10 years. Medicare Part B and other services generally have associated costs, but Medicare help near you can assist you in finding the most cost-effective options.
The best person to talk to about Medicare is a Medicare advisor near you or agent who can help guide you through the options, explain the benefits, and assist in choosing the right Medicare health plan for your needs.
“My mom was confused which plan to sign up when she turned 65. She called Zain and was navigated to something that best suites her needs with doctors and medications. We are so happy we found Zain and she made our Medicare journey easy.
“
“Trying to understand the difference between the Medicare plans was not easy for myself nor my husband. We had a friend that referred us to Zain. So we called her and scheduled an appointment. She was very attentive and patient with us. I couldn’t imagine an easier process without her. We are thankful she helped us and forever grateful for all shes done.
“
“I found Zain through a family member that raved about her so I scheduled an appointment with her to help me with a prescription drug plan. She took her time to go through every medication and make sure the costs would be at the lowest out of pocket. Not only did I save on my monthly medications but she was also able to set up a mail order for me. I was able to knock out 2 birds in 1 stone. More money for my pocket and medications delivered to my house.
“
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