Medicare Plans for Senior Citizens
in Yakima, WA
Choosing the right Medicare health plan can feel overwhelming. We help Yakima seniors compare coverage options, find the best Medicare supplement plans, and enroll in a plan that fits their health needs and budget.
When to Sign Up for Medicare
Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they’re first eligible, typically at age 65. It’s important to sign up promptly to avoid gaps in coverage or late enrollment penalties. However, if you’re already covered through an employer group health plan, it might make sense to sign up for Medicare later or delay Part B. If you are age 65 or older and receive Social Security benefits, you will be automatically enrolled in Part A. Part A coverage begins up to 6 months before the month you apply if you are over 65. Contributing to a Health Savings Account (HSA) after your Medicare coverage begins may result in additional taxes.
What is Medicare?
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Our Plans Include
24/7 Access to Doctors
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In-Home Care Visits
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Free Gym Membership
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Mail Order Pharmacy
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Dental, Vision & Hearing
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Online Access
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Our Customer Reviews
“My mom was confused which plan to sign up when she turned 65. She called Zain and was navigated to something that best suites her needs with doctors and medications. We are so happy we found Zain and she made our Medicare journey easy.
“
Laura, Yakima Wa
“Trying to understand the difference between the Medicare plans was not easy for myself nor my husband. We had a friend that referred us to Zain. So we called her and scheduled an appointment. She was very attentive and patient with us. I couldn’t imagine an easier process without her. We are thankful she helped us and forever grateful for all shes done.
“
Cassie, Ellensburgh Wa
“I found Zain through a family member that raved about her so I scheduled an appointment with her to help me with a prescription drug plan. She took her time to go through every medication and make sure the costs would be at the lowest out of pocket. Not only did I save on my monthly medications but she was also able to set up a mail order for me. I was able to knock out 2 birds in 1 stone. More money for my pocket and medications delivered to my house.
“
Catherine, Grandview Wa
Frequently Asked Questions (FAQs)
What is the most used Medicare Supplement plan?
The most used Medicare Supplement plan varies by state, but Plan F is often considered the most comprehensive and popular option for covering out-of-pocket costs not covered by Original Medicare.
What is a Medicare supp plan?
A Medicare Supplement plan (also called Medigap) helps cover out-of-pocket expenses such as co-pays, co-insurance, and deductibles that aren’t covered by Original Medicare (Part A and Part B).
Are Medicare Supplement plans worth it?
Medicare Supplement plans are often worth it for individuals who want to reduce their out-of-pocket costs and ensure they have comprehensive coverage, especially if they expect significant healthcare expenses. These plans are great for seniors who need extra help with Medicare health plan costs.
What is the average cost of a good Medicare Supplement plan?
The average cost of a Medicare Supplement plan depends on various factors, including your age, location, and the plan you choose. On average, premiums can range from $100 to $300 per month, but prices can vary based on factors like the Medicare health plan you select and the medicare advisors near you.
Does everyone have to pay $170 a month for Medicare?
Not everyone pays the same amount for Medicare. The standard premium for Part B in 2022 is $170.10 per month, but higher-income individuals may pay more. Your Medicare plan could vary depending on whether you qualify for Medicare for senior citizens or other special coverage options.
What are the three requirements for Medicare?
The three main requirements for Medicare for seniors are: being age 65 or older, being a U.S. citizen or permanent legal resident for at least five years, and meeting certain work history or disability qualifications.
What is the new Medicare rule for 2026 over 65?
There are no major changes specified yet for 2026; however, it’s important to keep an eye on annual updates as the federal government makes changes to Medicare plans. Be sure to consult with a local Medicare agent near you to stay informed.
What Medicare is free for seniors?
Medicare Part A (hospital insurance) is free for most seniors if they or their spouse paid Medicare taxes for at least 10 years. Medicare Part B and other services generally have associated costs, but Medicare help near you can assist you in finding the most cost-effective options.
What are the biggest mistakes people make with Medicare?
Common mistakes include not enrolling in Medicare on time, not understanding coverage gaps, and choosing the wrong Medicare plan based on personal healthcare needs and budget. Consulting a Medicare representative near you can help avoid these mistakes.
. How much does a Medicare advisor cost?
Medicare advisors near you typically offer free consultations, as they are compensated by the insurance companies they work with if you enroll in a plan through them. Always confirm that the service is free before proceeding.
Our Customer Reviews
“My mom was confused which plan to sign up when she turned 65. She called Zain and was navigated to something that best suites her needs with doctors and medications. We are so happy we found Zain and she made our Medicare journey easy.
“
Laura, Yakima Wa
“Trying to understand the difference between the Medicare plans was not easy for myself nor my husband. We had a friend that referred us to Zain. So we called her and scheduled an appointment. She was very attentive and patient with us. I couldn’t imagine an easier process without her. We are thankful she helped us and forever grateful for all shes done.
“
Cassie, Ellensburgh Wa
“I found Zain through a family member that raved about her so I scheduled an appointment with her to help me with a prescription drug plan. She took her time to go through every medication and make sure the costs would be at the lowest out of pocket. Not only did I save on my monthly medications but she was also able to set up a mail order for me. I was able to knock out 2 birds in 1 stone. More money for my pocket and medications delivered to my house.
“
Catherine, Grandview Wa
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